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Criteria Salaried Self-Employed
Age You must be between 21-55 years of age. You must be between 21-55 years of age.
Employer All salaried employees working at a private sector company or public undertaking. -
Credit Score Minimum credit score of more than 700 and New to credit is also Eligible. Minimum credit score of more than 700 and New to credit is also Eligible.
Minimum Income The minimum income for an instant personal loan is ₹ 20,000. The minimum income for an instant personal loan is ₹ 20,000.
L&T Finance
Instant Loan
Interest Rate Range
17 - 25%
Processing Fee
Up to 3%
Loan Amount
50,000 to 10,00,000
Tenure Range
Up to 48 Months
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